Self-funded city health plan costs slightly higher than anticipated

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By Crystal Nelson

BRIGHTON — Human Resources Director Karen Borkowski Surine provided council with an update on the city’s self-funded health insurance as well as the city’s recently created retirement and health committee.

Since switching to a self-funded health insurance plan this year, Borkowski Surine said the city is staying under its funding so far but that costs have been a little higher than was anticipated. She said the city also has stop-loss insurance, which offers the city protection for any claims that come in over $75,000. 

“Our employees have not noticed a difference or had any complaints at all,” she said. “We’re trying to educate them more so they make better decisions.” 

The Human Resources Department is trying to make employees aware of healthcare options available to them that will save them money as well as the city. One of those options include a tele-health program where employees can speak with doctors on the phone and potentially get a prescription if needed. The city is also focusing on preventative care with a partnership with Platte Valley Medical Center as well as a workout group.

The city will also be able to offer employees biometric screenings and flu shots in the near future.

Borkowski Surine also told council about the city’s recently created a retirement committee. 

“What we want to do is review our retirement policies, promote education regarding personal finance, investing and savings for retirement and also look at keeping our retirement benefits competitive within the market,” she said. 

According to her, the city is already looking at a change to its loan policy that is slated to be presented to council in September. She said the city will also be holding some mandatory employee education in regards to update them on any policy changes and so they can learn about retirement in general.